• July 21, 2019

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In addition, numerous novel regulatory proposals have been discussed or proposed. Contar con un documento normativo que describa los requisitos que debe cumplir el queso de morral y permita distinguir el producto de otras variedades de quesos. Interest rates are highly sensitive to many factors beyond our control, including the monetary policies of the Central Bank of Chile and the Actuailzada Bank of Actualizaada, changes in regulation of the financial sector in Chile and Colombia, domestic and international economic and political conditions and other factors.

Colombian tax haven regulation could adversely affect our business and financial results.

We are exposed to maturity mismatches between our loans and sources of funding. Also, the SBIF is vested with the authority to issue specific orders to banks, including on accounting matters. Chilean and Colombian authorities intervene from time to time in the Chilean and Colombian economies, through changes in fiscal, monetary, and foreign exchange policies, which may adversely affect us.

Our business in Colombia is still dependent on such service and support of such affiliates of Banco Santander, S. We believe that any disclosure controls and procedures or internal controls and procedures, including related accounting controls, can provide only reasonable, not absolute, assurance that the objectives of the control system are met. This area is responsible for obtaining foreign currency-denominated credit lines from financial institutions outside of Chile.

Esta Norma Mexicana establece las especificaciones de calidad que deben cumplir las colchas para uso hospitalario.

Chilean disclosure requirements, however, differ from those in the United States in some important respects. The final agreement is expected to provide FARC with several benefits including: The chairman of our actualiaada of director, Mr.

A lack of liquidity in the markets may develop for our ADSs, which would negatively affect the ability of the holders to sell our ADSs or the price at which holders of our ADSs desire to sell them. Modificar los zctualizada de ensayo. We use various processes to identify, analyze, manage and control our risk exposure, both in favorable and adverse market conditions.

Chilean courts, however, have enforced final judgments rendered in the United States, subject to the review in Chile of the United States judgment in order to ascertain whether certain basic principles of due process and public policy have been respected, without reviewing the merits of the subject matter of the case.


Chile has different corporate disclosure and accounting standards than those you may be familiar with in the United States. There are also many processes, policies, procedures, operations, technologies and systems that must be integrated in connection with the Merger.

Contar con el documento normativo que permita evaluar la autenticidad de las diferentes variedades de yogurt. In certain instances, a discretionary proxy may vote our shares underlying the ADSs actualizaxa a holder of ADSs does not instruct the depositary with respect to voting.

We are subject to the tax laws and regulations of Chile and certain foreign countries. There are no limits imposed on the extent to which the rate of exchange in the Informal Exchange Market can fluctuate above or below the Observed Exchange Rate.

Equity investments in Chile by persons who are not Chilean residents may be subject to exchange control regulations that govern the repatriation of investments and earnings. In lfy not addressed by the guidance issued by the SBIF, institutions must follow the generally accepted accounting principles issued by the Association of Chilean Accountants, which coincide with IFRS.

Contar con un documento normativo que describa los requisitos que debe cumplir el queso Crema de Chiapas y permita distinguir el producto de otras variedades de quesos.

Changes in market interest rates in Chile or Colombia could affect the interest rates earned actuaoizada our interest-earning assets differently from the interest rates paid on our interest-bearing liabilities leading to a reduction in our net interest income.

Individually significant loans are individually tested for impairment. Additionally, along with the global trend to increase the use of technology for different financial services, new regulations may be issued by the Colombian government in order to facilitate the incorporation of these entities into the financial system.

Modificar las especificaciones establecidas. If enacted, new regulations could require us to inject further capital into our business, restrict the type or actuslizada of transactions we enter into, or set limits on or require the modification of rates or fees that we charge on certain loans or other products, any of which could lower the return on our investments, assets and equity.


If for any reason, including changes in the Foreign Investment Agreement or Chilean law, the depositary is not able to convert Chilean pesos to U. Focus on Building Customer Satisfaction. We expect to generate synergies resulting from optimization of organizational structures, scalable IT systems, savings related to the branch network and reductions in administrative expenses.

There are other protections such as an automatic stay for 80 days, which could be extended by 30 additional days. In addition, we provide financial advisory services, mutual fund management, insurance brokerage and securities brokerage services through our subsidiaries, and banking services through our New York Branch.

  ISO TR 14062 PDF

However, given that this regulation is not yet applicable, it is not possible to determine a precise new capital position.

Accordingly, we may not be successful in managing credit card and consumer finance operations outside of our traditional domestic market in.

LEY DIC MINISTERIO DEL INTERIOR – Ley Chile – Biblioteca del Congreso Nacional

These and other factors may substantially limit your ability to sell the common shares underlying your ADSs at a price and time at which you wish to do so. Our results of operations are affected by interest rate volatility and inflation rate volatility.

Pursuant to Law No. Esta norma establece las especificaciones de calidad actualizadz los uniformes de trabajo. Chilean regulations impose restrictions on the share of assets that a Chilean pension fund management company Administradora de Fondos de Pensionesor AFP may allocate: Risks Relating to Our Securities. Actualziada this Annual Report, all macroeconomic data related to the Chilean economy is based on information published by the Central Bank of Chile and all macroeconomic data related to the Colombian economy is based on information published by the Central Bank of Colombia.

Our information technology systems are dependent on such national critical infrastructure and any cyber-attack against such critical infrastructure could negatively affect.

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Such suspension may be extended for up to days. We may be unsuccessful in addressing the challenges and risks presented by our operations in countries outside Chile. We believe that these transactions will contribute to our continued growth and competitiveness in the Chilean, Colombian, and international banking sectors.

Alvaro Saieh Bendeck inthe brand name changed to Corpbanca, hired a management team with substantial experience in the Chilean financial services industry and commenced a period of significant growth fueled by organic expansion and acquisitions.

This is a key component of our strategy to continuously create value. Consequently, this could materially and adversely affect the liquidity, business and financial condition of our customers, which may in turn cause us to experience higher levels of past due loans, and result in higher allowances for loan losses, which could in turn materially affect our asset quality, results of operations and financial conditions.

In particular, as we are a non-U. Este anteproyecto de norma propone ese esquema.